Life Annuities
In exchange for an initial capital payment, you become the beneficiary of a monthly lifetime pension at retirement age and enjoy significant tax benefits in the meantime.
ADVANTAGES
- Very flexible set-up conditions
- Significant tax benefits
- Free choice of the beneficiary in the event of death
- You can opt for the annuities to be paid for a specific period
- The annuities are guaranteed
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| The essentials | Further information | Contact us |
The essentials
The totally flexible solution to top up your retirement pension
You pay into the NISEBK a capital sum of your choice. Based on this capital deposit, you are paid an annuity pension for the remainder of your life. The amount of the annuity pension is calculated based on the initial capital and your life expectancy. In this way the annuity meets your requirements by topping up your compulsory benefits.An annuity gives you a tax benefit
Only 40% of the annuity is taxable. This is quite a considerable tax benefit.Annuity choices and variants
You are free to choose the beneficiary in the event of death, assuming you have chosen the "restitution to heirs" option.
The annuity can be paid to one or two people.
Documents required
Further information
Applicable law
In accordance with Art.3 of the law governing Geneva Pensions - Old-age insurance, pensions are guaranteed by the State.Documents required
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